photo of a palm frond with the sky on the background

The shared equity housing tool – A solution for South Florida’s housing challenges

As a bustling center for international trade and tourism, South Florida’s prosperity increased exponentially over the last decade. However, this prosperity resulted in rapidly rising housing and rental costs that have quickly outstripped wages for most residents. Today, the median home sale price is unaffordable to 90% of all workers in Miami-Dade County and 88% of Broward County households (Miami Affordable Housing Master Plan; Broward County Affordable Housing Needs Assessment).

With years of experience combatting the complex root causes of inequitable housing and lending, Neighborhood Housing Services has a vision for working together to achieve a better, more resilient version of our community, one in which a safe place to call home is available to all residents. The shared equity housing tool is one of the homeownership & development options that we are exploring to address South Florida’s current challenge.

As part of those efforts, we have partnered with NeighborWorks America to provide the 4-week “Shared Equity Housing Webinar” to those partner & stakeholders working directly in that field and for a great sponsorship price $75 (retail price is $475). Our goal is to foster -across partners, community development practitioners, government, for profit and non-for-profit developers and fellow organizations- creative models to generate affordable homeownership.


The benefits of this free faculty-led course include:

  • The ability to communicate with and learn from both faculty and fellow learners.
  • Content delivered in 4 weekly lessons, with deadlines that allow you to learn according to your schedule.
  • Feedback and instruction specific to the context of your community development challenges.
  • Access to course materials, resources, and reference tools online following the completion of the course.
  • Saving time & money while benefiting from a NeighborWorks learning experience.


All you’ll need is a computer and internet connection to take advantage of this highly effective professional development opportunity.

Inquiries and registration at / 786 237 2122.

Dorothy Mae Richardson

The legacy of Dorothy Mae Richardson

February is a significant month for us, among other reasons, because during this time, we celebrate and reflect on Black History and how hundreds of African-American personalities have contributed to forging the legacy of this country. For us, one person stands out, Dorothy Mae Richardson, “founding mother” of NeighborWorks America. This federal institution brings together more than 400 certified community development organizations throughout the country. And Dorothy Mae Richardson distinct from others because her life serves as an example and motivation for the team of community leaders that we have convened to participate in 2021 CLI training, organized precisely by NeighborWorks America.

The CLI is a training event (from February to May) where hundreds of leaders from different communities nationwide participate in various workshops, conferences, and discussions. We learn from shared experiences and develop the skills to implement those projects that produce a transformative impact on our neighbors. NHSSF team brings together different leaders from Overtown and Liberty City to the 2021 CLI, all of them eager to learn and share their grassroots experiences, following the example set by Dorothy Mae Richardson.

But who was Dorothy Mae Richardson? Richardson was born in Pittsburgh on May 3, 1922. She graduated from Allegheny High School in 1940 and resided in that same neighborhood until her death on April 28, 1991. From her middle age, she was an active member of his community. In the mid-1960s, Richardson and the neighbors from the North Side of the City enlisted city bankers and government officials to help improve their community. As the team leader, she convinced 16 financial institutions to give out conventional loans to the community, which financed dilapidated homes and rehabilitation projects. This effort laid the groundwork for the new field of community-based development and led to the founding of Neighborhood Housing Services (NHS) of Pittsburgh in 1968.

We take a giant step and see, in 1978, the Congress institutionalizing the NHS network -thrived by NHS forces- by establishing the Neighborhood Reinvestment Corporation, known today as NeighborWorks America, with its mission grounded on the community development efforts set forth by Richardson and her neighborhood a decade before.

She was an impactful advocate for change in her community. Still, as Morton Coleman, dean and professor emeritus at the University of Pittsburgh, also wrote, Richardson was “not only able to organize around the needs of her immediate community, but she also created institutions, both in Pittsburgh and nationally, that continue to provide a voice for the powerless and disenfranchised.” That is why Dorothy Richardson is also a source of inspiration for all those African-American women who lead organizations focused on community work, such as Kim Henderson, President and CEO of the NHSSF.

In this month where we honor Black History, her figure and commitment serve as a beacon to continue with our mission of transforming our neighborhoods through housing equity, financial education, and prosperity for all.