National Hispanic Heritage Month

Celebrating National Hispanic Heritage Month

Dear Community,

 

I want to take a moment to recognize Hispanic Heritage Month. As I am sure you all know, the diverse Hispanic and Latinx communities across the country and here in Florida are reshaping and contributing mightily to the American experience.

By 2020, Hispanics/Latinx will comprise the majority of new household formations. Approximately 60% of our clients are Hispanic/Latinx, and whether they have been here in South Florida for four days or forever, we are here to serve them. Our mission is to elevate communities often left out of mainstream opportunities like housing, jobs, health care.

This will be an exciting and challenging time serving the Hispanic community, as many are disproportionality affected by COVID 19. But the excitement is in the financial growth and empowerment of the community as Hispanic/Latinx people will comprise 56 percent of all new homebuyers by 2030, according to the Urban Institute.

And in many ways, I can thank my career to a Latino man my mother introduced me to as I entered college. He stated something I never forgot when he said, “I am a housing developer. I get to do what I love, make good money, and help my community”. Until then, I always thought doing good meant not doing well financially.

There is a lesson in his wisdom for NHSSF as well: Our capacity to help our communities and build sustainability for the agency. And while I am going down memory lane, I have also been inspired by former Secretary of HUD Henry Cisneros, who is widely credited with championing policies to increase homeownership!

So how do we recognize this month? You can support small Hispanic/Latinx owned businesses. Encourage your Hispanic/Latinx friends and family to build wealth through home and business ownership. Read and understand the history, contributions, and promise of diverse Hispanic/Latinx communities all across the United States.

Reflect on the ideal that together, we are stronger. Happy National Hispanic Heritage Month to all!

 

Best,

Kimberly T. Henderson

CEO and President of NHSSF

 


The Jean family stands in front of their new home that was purchased with the help of Neighborhood Housing Services of South Florida

Hands-on your dream!

Eddie and Marie Jean were referred to me by my colleague Gigi, housing counselor at NHSSF, back in March, when the pandemic was beginning. From that moment on, I practiced a hands-on approach, guiding them through the process of buying a house, their first house, which today they could finally enjoy. I am so happy for them.”

 

That’s how John Neal, one of our Loan Officers, recalls his first meeting with the Jean family. Eddie and Marie Jean took a conventional mortgage with us, thanks to which they could purchase their first home in the city of North Miami.

It was not their first time dealing with a lending partner; months before meeting John Neal, they had a pre-approval and were looking for a suitable place that they could call home.

I learned about the company from the Miami-Dade County homebuyer program. Looking to buy a house, I saw NHSSF was a participating mortgage broker,” says Eddie when asking how he got to hear from us.

Being a full-cycle lender allows us, as John Neal points out, to accompany first homebuyers throughout the process: “[Eddie] needed someone who would hold his hand through the whole financing process—making sure that he got an answer to all his questions. Someone that he felt comfortable with. Someone he could communicate with. He loved the communication. I helped him understand the loan he was getting, while also making him feel confident that they were getting a good deal.

For the Jean family, the process of buying their first home entails a “positive step“, and as Eddie says, “owning a home pays dividends later in life.” That’s why Eddie encourages those who want to fulfill their dream of buying a house “go for it!“. We at NHSSF are ready to hold your hand until you open the door of your new home.

 

NHSSF Lending Department (NMLS# 291479) offers a comprehensive set of lending options included as an integral part of our one-stop-shop. Our experienced lending team is here to help you:

  • Make informed, unbiased decisions
  • Purchase a home you can afford and keep
  • Provide loans that are safe and competitive

For inquiries, please contact us at 305-751-5511 or send an email to info@nhssf.org.


NHSSF Lending helps a family close on a new home

Dreams come true – even in the midst of the pandemic

A happy customer closes on a new home with the help of NHSSF LendingBeing confined at home to ease the curve didn’t mean holding us from working toward our clients’ dreams.

During these past months, Carlos, our lending manager, kept in close contact with many families who wanted to see their dream to have a home come true. Daniel and Mariellys were looking to buy their first home. He is a veteran who served in the Armed Forces and was interested in available VA loans.

Seeing prospect houses, exchanging the necessary documentation, but above all, keeping the communication open, when no one could leave their homes, was not easy, and as Daniel says, many times both parties have almost had to reinvent the wheel (at least the wheel that drives the relationship between first-time buyers and the lending agent, in this case, Carlos from NHSSF). But the effort and long working hours are always worth it.

After many weeks of hard work and dedication, Daniel and Mariellys signed the purchase of their first home, with a 100% Veterans mortgage loan. A week after we celebrated their achievement through our social media platforms, Daniel sent us this kind review:

“First and foremost, I wanted to say “Thank you” for making our dream happen as being first-time home buyers. My wife and I are extremely happy and blessed. I know it was definitively a challenge working from home through this COVID-19 global pandemic and having to reinvent the wheel. From start to finish, you were there to answer the many questions we had on all communication platforms. You did a tremendous job of making sure we got the best loan possible. You worked many late nights to service us and we appreciate that. As a veteran, I am happy to be able to benefit from using my VA loan. I will definitely keep you in mind with any future questions we may have and as a referral as well. We wish you well and more success in the future.” 

Thank you, Daniel and Mariellys, and we are looking forward to serving you in the future!

 

NHSSF Lending Department (NMLS# 291479) offers a comprehensive set of lending options included as an integral part of our one-stop-shop. Our experienced lending team is here to help you:

  • Make informed, unbiased decisions
  • Purchase a home you can afford and keep
  • Provide loans that are safe and competitive

 

For inquiries, please contact us at 305-751-5511 or send an email to info@nhssf.org.