The Mortgage Relief Program

Miami-Dade homeowners can apply for $1,500 in mortgage relief

Miami-Dade County Mayor Daniella Levine Cava on Monday announced a program to help homeowners behind on monthly mortgage payments a year after she acknowledged the county’s housing-affordability crisis, which continues in at least its third year. Speaking at Overtown’s Culmer community-resource center, Levine Cava unveiled a mortgage-relief program in partnership with Neighborhood Housing Services of South Florida. Under the program, qualified households can get a one-time payment of $1,500 to be used for late mortgage payments, homeowner-association dues, and property insurance, among other things. A total of $25 million in funding was set aside for the Mortgage Relief Program under the 2022-23 budget and the amount will come out of the $85 million for the HOMES Plan.

$25 million in total was allocated to the Mortgage Relief Program under the FY2022-23 budget – as part of the $85 million HOMES Plan – and the program can serve up to 15,000 eligible families.

To qualify, applicants must have proof of income that indicates they do not earn more than 140% of the area median income — ranging from $95,620 for a household of one person to $180,180 for a household of eight people — and own a primary residence in Miami-Dade. Priority will be given to applicants who are seniors, disabled, families with children, and households with mortgages three to 12 months past due. Applicants can apply online at and get assistance with their applications at any of the county’s 12 community-resource centers. District 2 Commissioner Marleine Bastien, who serves as chairwoman of the Housing, Recreation, Culture and Community Development Committee, said the new program should help struggling families.

“Do we want to build a community for those with six figures and the means to buy?” Bastein said. “We want families of all backgrounds to be able to live here.” Over the past year, Levine Cava has sought different ways for the county to help families most affected by the region’s skyrocketing housing costs. A big piece of the overall effort was her plan to keep people in their homes by setting aside $85 million in rental-assistance funds for qualified residents. “We have distributed $130 million and prevented 28,000 households from experiencing homelessness,” she said Monday. “We know there is so much work to be done and that people are struggling all over Miami-Dade. With new leadership at the helm, I am very confident that brighter days are on the horizon.”

This story was originally published April 24, 2023, 3:38 PM by The Miami Herald

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a young couple learns about the MRP program at NHSSF

In partnership with Miami-Dade County’s CAHSD and the Office of Housing Advocacy, NHSSF launches the Mortgage Relief Program

The Mortgage Relief Program (MRP) provides financial assistance to Miami-Dade County homeowners who are experiencing hardship as outlined below and struggling to pay their mortgage and/or utility bills.

Beginning April 2023, we are proud to announce that Neighborhood Housing Services of South Florida (NHSSF) is partnering with Miami-Dade County Community Action and Human Services Department (CAHSD) to provide up to $1,500 per household towards past due mortgage payments, past due homeowner association (HOA) fees, homeowner’s insurance and/or utility bills.

The NHSSF Next 45 logo

NHSSF Celebrates 45th Anniversary by Beautifying up to 45 South Florida Homes

To celebrate its anniversary and focus on the future, NHSSF, in partnership with The Home Depot Foundation and landscaping firm Grow Care Outdoor Solutions, is beautifying up to 45 homes in South Florida. This initiative affirms NHSSF’s commitment to its strategic goal to transform neighborhoods and comprehensive community development.

This beautification project would not be possible without the cooperation of Miami Dade County Commissioner Raquel Regalado and Miami Commissioner Sabina Covo and generous support of The Home Depot Foundation.

To learn more about The Home Depot Foundation visit or follow on social media @HomeDepotFoundation on Facebook & Instagram and @HomeDepotFound on Twitter.

Download the full Press release here.