Foreclosure Prevention

Since 2008, Neighborhood Housing Services of South Florida, a HUD approved counseling agency, has helped thousands of South Floridians avoid foreclosure.

Our foreclosure prevention counselors will assess your situation and provide recommendations for your next steps. NHSSF will serve as your advocate to help obtain the best solution available to you.

Through our workshops and one-on-one counseling our counselors will:

  • Analyze your situation and educate you about the foreclosure process in South Florida
  • Assist in compiling necessary documentation
  • Help you develop a budget and spending plan that work
  • Help you manage your debt
  • Help you access refinance and modification opportunities
  • Develop a customized action plan

Homeowners who are interested in learning more about the foreclosure counseling process or who need assistance should register for one of our Foreclosure Prevention Workshops. Attendance at the workshop is part of our program and will prepare you for one-on-one counseling with a foreclosure prevention counselor. The workshop covers such topics as tips for avoiding foreclosure, your options as a homeowner, communicating with lenders, and prioritizing debt.

Foreclosure Prevention Clinics

(1 hour)
(1 hour)
Location: NHSSF Miami-Dade,
300 NW 12 Ave.,
Miami, FL 33128
(unless otherwise indicated)
Time: TBA
For info call: 305-751-5511, x1100
Location: NHSSF Broward,
2880 West Oakland Park Boulevard, Suite #115
Fort Lauderdale, FL 33311
(unless otherwise indicated)
Time: TBA
For info call: 954-564-4037, x1126
No classes scheduled at this timeNo classes scheduled at this time

Florida Hardest-Hit Fund
The federal government has allocated funding to help pay the mortgages of qualified homeowners who are unemployed or underemployed through no fault of their own. The Florida Hardest-Hit Fund (HHF) program aims to assist qualified Florida homeowners by providing mortgage assistance for up to 12 months (capped at $24,000), or until the homeowner finds adequate employment to resume paying the mortgage (whichever comes first), with up to $18,000 available to reinstate a delinquent first mortgage prior to payments being made. Additionally, for a homeowner who is recovering from unemployment/underemployment, up to $25,000 is available as a one-time payment to reinstate a delinquent first mortgage. HHF assistance is paid directly to the loan servicer/lender for those homeowners deemed eligible to participate in the program.

To find out if you qualify for assistance, please visit the HHF official website at to review eligibility criteria and to apply; please use Referral Code 82071 when completing your application. For further questions, contact the Hardest-Hit Toll-Free Information line at 1-877-863-5244, Monday-Friday, 9 am – 5 pm.


Neighborhood Housing Services of South Florida is an approved HHF Advisor Agency. After reviewing HHF program benefits/guidelines and eligibility criteria on the official HHF website, you may contact us for a pre-screening at 305-751-5511, ext. 1130.